Last updated: February 15, 2026
These terms and conditions govern the use of the Daniel Matos website and the financial consulting services offered.
By accessing and using this website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our website or services.
Daniel Matos offers credit consulting and intermediation services, including home loans, credit transfers, consolidated credit, and other financial products. Services are provided in accordance with applicable Portuguese legislation.
The website is intended to provide information about our services and enable contact with potential clients. You agree to use the website legally and not to:
Simulations provided through the website are merely indicative and do not constitute a binding proposal. Final conditions for any financial product are subject to approval by partner financial institutions and may vary depending on the analysis of each specific case.
All website content, including text, graphics, logos, images, and software, is the property of Daniel Matos or its licensors and is protected by intellectual property laws. Reproduction, distribution, or modification without prior written authorization is prohibited.
Daniel Matos strives to keep website information updated and accurate but does not guarantee the accuracy, completeness, or timeliness of all information. We are not responsible for any direct or indirect damages resulting from the use of the website or services.
The website may contain links to third-party websites (including partners). We are not responsible for the content or privacy practices of these external websites.
We reserve the right to modify these terms and conditions at any time. Changes will take effect immediately upon publication on the website. Continued use of the website after changes constitutes acceptance of the new terms.
We use anonymous analytics provided by Vercel and Firebase to improve our website and services. By using our site and accepting our tracking consent, you agree to this collection.
These terms and conditions are governed by Portuguese law. Any dispute will be submitted to the exclusive jurisdiction of Portuguese courts.
For questions about these terms and conditions, contact us at daniel.matos@gruporaf.pt or +351 915 762 548.